How Svatantra Microfin cut AWS costs by 40% without a single day of branch downtime
Svatantra Microfin is an NBFC microfinance lender serving 2.1 million customers through more than 800 rural branches across India. As the branch network expanded, its co-located data center was becoming a constraint. Provisioning fixed infrastructure could not keep pace with new branches or growing loan-processing volumes, while backend performance and security also needed attention. Flentas migrated Svatantra's core banking applications to AWS in under a month, with no interruption to branch operations. The migration also brought monthly infrastructure costs down by 40% and established a foundation for high availability, monitoring, security, and disaster recovery.
Co-location could not keep pace with branch growth
Svatantra was opening branches faster than its existing data center could provision infrastructure for them. With workloads projected to double within two years, the fixed-capacity model was becoming difficult to sustain.
No on-demand scale
Co-located infrastructure could not flex easily with branch expansion or seasonal spikes in loan activity.
Performance bottlenecks
Growing branch volumes were putting pressure on backend applications and infrastructure.
Security gaps
The existing environment had gaps in areas including perimeter protection and access controls that needed to be addressed as part of the migration.
A governed migration to AWS
Flentas' AWS-certified engineers structured the migration in stages, addressing architecture, storage, security, monitoring, and cutover as part of the same program.
- 01
Migrated Svatantra's business applications to AWS and implemented a highly available MSSQL Always-On database cluster.
- 02
Built the AWS environment using Amazon EC2, load balancers, and Amazon VPC, with UAT and production environments separated to support better governance.
- 03
Modernized storage with Amazon S3 and strengthened security and operations using AWS WAF, Systems Manager, and CloudTrail.
- 04
Established CloudWatch and SNS monitoring and managed the final cutover with AWS-certified engineers to minimize disruption to branch operations.
Lower cost, stronger security, ready to scale
40% infrastructure cost savings
AWS Savings Plans, automation, and optimized resource utilization reduced monthly infrastructure spend.
Stronger security posture
Critical gaps, including S3 exposure and missing WAF protection, were addressed as part of the migration.
24/7 managed services
Continuous monitoring and incident support improved operational visibility and helped maintain uptime.
High availability and scalability
The AWS architecture was designed to support peak business days and scale with demand.
Disaster recovery readiness
MSSQL clustering on AWS provided a foundation for recovery, with successful restore drills conducted across approximately 5TB of data.
Minimal business disruption
The complete migration was finished in nearly one month, while Svatantra's 800+ branches continued operating.
“Really liked the whole experience right from planning, designing, implementation and delivery. The timeliness and professionalism spoke a lot about their maturity and experience around delivering Cloud based projects.”
Sameer JoshiCloud ArchitectAditya Birla Group
Built on the AWS stack
Where this fits
BFSI
For banks, NBFCs, insurers, and fintechs, every release carries regulatory weight and every minute of downtime shows up in the news and in the numbers. Flentas helps you migrate, secure, and run your cloud so you can ship new products quickly, keep regulators satisfied, and hold uptime through your busiest days. From a 125 year old lender modernizing its core to a fintech scaling its first million users, we build the foundation that lets financial firms move fast without breaking what customers trust. Regulated. Resilient. AI ready.
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