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BFSI · NBFC · Cloud Infrastructure Build-Out

How Godrej Housing Finance launched a digital-first lending business on AWS in under 9 months

Godrej Capital Limited, the financial arm of Godrej Industries and holding entity for Godrej Housing Finance (HFC) and Godrej Finance Limited (NBFC), set out in 2020 to build a new digital lending business without investing in physical IT infrastructure. Flentas partnered with Godrej Housing Finance from the beginning, designing and provisioning its IT environment on AWS. The engagement covered the cloud foundation, application readiness, infrastructure, security, and integrations required to take the business live in under nine months.

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Godrej Housing FinanceGodrej Group legacy, 125 yearsHome Loans & Loan Against PropertyLive across 5 cities, expanding to 6 more
At a Glance
<9 monthsBusiness live from inception
<2 monthsLanding Zone and infrastructure provisioned
5 citiesLive at launch, 6 more planned
The Challenge

A new digital-first business with no room for traditional IT overhead

Godrej Housing Finance wanted to build its technology environment around a digital-first operating model from day one. That meant avoiding the infrastructure overhead associated with a traditional on-premise setup while still creating a foundation that could support a regulated lending business.

No capital assets

The business did not want to acquire physical IT infrastructure, ruling out a conventional on-premise build-out.

Need for agility and scale

The technology environment needed to remain flexible as the business added applications and expanded into new locations.

Complex application landscape

Core lending applications, including the Loan Origination System (LOS) and Loan Management System (LMS), needed to work with document management systems and multiple digital partners from the outset.

The Approach

A ground-up AWS build, from Landing Zone to application integration

Flentas worked with Godrej Housing Finance's leadership and technical teams from inception to design the cloud environment around the requirements of the new business.

  1. 01

    The first step was establishing the AWS Landing Zone and core IT infrastructure. Servers, storage, load balancers, VPC, network topology, security groups, and Amazon RDS were provisioned using AWS best practices in under two months.

  2. 02

    Flentas then conducted a cloud readiness assessment across application owners and vendors. This covered the LOS, LMS, document management, and integrations with digital partners, helping identify what was required to bring the application landscape onto the new infrastructure.

  3. 03

    The resulting architecture used elastic compute and storage across multiple Availability Zones in the AWS Mumbai Region, with load balancing designed to support availability as the business scaled.

  4. 04

    The infrastructure was also structured around AWS's pay-as-you-go model, allowing Godrej Housing Finance to manage cloud costs based on usage and add applications without requiring new physical infrastructure.

Business Outcome

Live quickly, with a cloud foundation designed for growth

The engagement gave Godrej Housing Finance the technology foundation it needed to launch its digital lending business without a traditional infrastructure build-out.

Faster go-to-market

The business went live in under nine months from inception.

Rapid infrastructure provisioning

The AWS Landing Zone and core infrastructure were provisioned in under two months, covering the broader IT environment rather than compute alone.

High availability

Elastic compute and storage across the AWS Mumbai Region provided an architecture designed to support availability as workloads grew.

Cost flexibility

The pay-as-you-go model replaced the need for traditional upfront capital expenditure on hardware and equipment, while allowing the business to add applications as it expanded.

“Flentas has been an integral technology partner from design inception to building and managing our Enterprise Applications and infrastructure on AWS Cloud.”

Jyothirlatha. BCTOGodrej Capital

Technologies & Partners

Built on the AWS stack

Amazon EC2Amazon RDSAmazon VPCElastic Load Balancing (ELB)Amazon CloudWatchAWS CloudTrailAmazon GuardDutyAWS DMSAWS GlueAmazon SQSAmazon QuickSightAmazon AthenaAmazon PinpointAmazon ECS
Common Questions

Related

Where this fits

BFSI

For banks, NBFCs, insurers, and fintechs, every release carries regulatory weight and every minute of downtime shows up in the news and in the numbers. Flentas helps you migrate, secure, and run your cloud so you can ship new products quickly, keep regulators satisfied, and hold uptime through your busiest days. From a 125 year old lender modernizing its core to a fintech scaling its first million users, we build the foundation that lets financial firms move fast without breaking what customers trust. Regulated. Resilient. AI ready.

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