99.99%+Uptime across critical systems
BFSI · NBFC · Digital Lending Platform
How Godrej Capital built a 100% paperless loan journey with 99.99%+ uptime on AWS
Godrej Capital, the financial services arm of the Godrej Group (formerly Godrej Housing Finance Limited), set out to replace a traditionally paper-heavy lending process with a digital, customer-first experience. Working with Flentas from inception, Godrej Capital built and launched its lending platform on AWS in around four months. The platform brought information gathering, KYC, financial evaluation, and document handling into a digital workflow, reducing the loan application journey to 15–20 minutes end-to-end.
Godrej CapitalGodrej Group financial services armDigital-first lending strategySecured & unsecured business loans
At a Glance
~4 monthsEnd-to-end platform built and launched
<5 minutesIncident response time
The Challenge
Digitizing a paper-heavy process without slowing down growth
Godrej Capital needed to digitize the loan journey from information gathering through KYC and financial evaluation while preparing the platform to scale with the business. The challenge was balancing speed with the operational requirements of a financial services platform.
Speed without compromise
The team needed to design and launch an end-to-end digital lending experience quickly without compromising security or scalability.
Scaling into new products
Expansion into secured and unsecured business loans meant the platform needed to support higher workloads while maintaining availability.
Database performance and cost
As the data footprint grew, database performance and storage costs became areas that needed attention.
The Approach
A serverless, API-centric platform built for speed and scale
Flentas architected and built the platform on AWS using serverless microservices, allowing the team to develop and roll out services in a modular way.
- 01
Amazon API Gateway and AWS Lambda formed the core of the application architecture. Third-party tools for financial analysis and KYC verification were integrated into the platform to support real-time loan eligibility checks.
- 02
As the database footprint grew, query logic was rewritten to improve fetch times and storage performance. The platform also used Amazon S3 for secure document storage, while the UI/UX layer was decoupled from backend services to improve performance and maintainability.
- 03
Security and operational visibility were built into the environment through centralized VPN access controls, Amazon CloudWatch, and AWS CloudTrail. Flentas also provided a 24/7 managed services framework to monitor and support the platform.
Business Outcome
Fast, reliable, and built to scale with the business
The resulting platform gave Godrej Capital a digital lending foundation that could support its growth while maintaining reliable operations.
99.99%+ uptime
Critical systems maintained 99.99%+ uptime, including during launches and expansion.
100% paperless loan journey
Customers could complete the lending process digitally, with real-time eligibility checks reducing the overall application journey to 15–20 minutes.
Support for business expansion
The platform supported the transition to the Godrej Capital brand and expansion into secured and unsecured business loans.
Faster incident response
Proactive monitoring and a 24/7 managed services framework helped maintain incident response times under five minutes.
Database cost optimization
Query and storage optimization helped curb unnecessary growth in Amazon RDS storage as the data footprint expanded.
Technologies & Partners
Built on the AWS stack
Amazon API GatewayAWS LambdaAmazon S3Amazon RDSAmazon CloudWatchAWS CloudTrailVPN connectivity
Common Questions
Related
Where this fits
BFSI
For banks, NBFCs, insurers, and fintechs, every release carries regulatory weight and every minute of downtime shows up in the news and in the numbers. Flentas helps you migrate, secure, and run your cloud so you can ship new products quickly, keep regulators satisfied, and hold uptime through your busiest days. From a 125 year old lender modernizing its core to a fintech scaling its first million users, we build the foundation that lets financial firms move fast without breaking what customers trust. Regulated. Resilient. AI ready.
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